Looking for a quick online loan?

If you need a little extra cash to help you on your way, Sunshine Loans can help you with a quick online loan of up to $2,000. Sometimes unexpected expenses pop up, or you find yourself a little short on cash - we get it! That’s why we’ve made applying for small cash loans quick and simple.

Apply online in 3 minutes or less, and as soon as your loan is approved and you’ve signed online, we’ll deposit the money into your bank account the very same day.
We’ve helped thousands of Australians with a quick online loan. There’s zero paperwork, no hidden fees and charges, and you don’t need a printer or scanner to apply. It’s that easy!


How much can I borrow?

Whether you need $200 or $2,000, we can help. Sunshine Loans approves online cash loans of up to $2,000.


How quickly will I receive the funds?

Once your loan is approved and you’ve signed online before 4:30 PM AEST, funds will be deposited into your bank account on the same day.


Are there any hidden fees or charges?

At Sunshine Loans our terms are simple and our fees are transparent. There’s no catch!

On a fast online loan of up to $2,000, here’s what you can expect to pay:

Online Loan Costs and Terms

  • Establishment fee is 20% of the amount borrowed.
  • Monthly loan fee is 4% of the amount borrowed.
  • Our loan repayment terms generally run for a period of 9 weeks, but you can pay out early at any time – without penalty.
Note: Additional fees may apply, if you miss a payment or are behind

Here’s what you should know.

To receive a quick online loan with us, you’ll need to meet our minimum requirements:

  • You must be at least 18 years old
  • You must have a regular income of at least $300 per week
  • Regular income can come from a part or full time job and government benefits (e.g. Centrelink). This income cannot be from Centrelink or Pension only.

What information do I need to apply?

To complete your online loan application, just make sure you have the following information handy:

  • Details of your regular income, including government benefits (if applicable)
  • Personal identification (Australian Drivers Licence, Proof of Age Card, or Passport)
  • Your bank account details (Bank, Account Name, BSB, Account Number)

Why thousands choose Sunshine Loans

  • We’re Australian owned and operated.
  • Helping Aussies secure small loans since 1999.
  • Skip the paperwork fuss! Simple and secure online application.
  • Receive approved funds directly into your bank account, fast.
  • Our fees are transparent and our loan terms are simple.
  • And if you pay off your loan early, great! There’s no penalty!

Don’t just take our word for it! Read what a recent Sunshine Loans customer had to say.

Apply for a quick online loan today

If you need a small cash loan, fast, but don’t want the long waits and paperwork hassle – you’ve come to the right place.

Sunshine Loans has helped thousands of Aussies with a quick online loan of up to $2,000.

No messy paperwork, no long waits, zero hidden fees and charges, and pay off your loan at any time – without penalty!

Apply for a quick online loan today, and once approved we’ll deposit the money into your account the same day (weekdays only).