Online Loans

How long does it take to apply?

Applying for quick small loans online with Sunshine Loans takes just minutes.

To complete our online loans fast approval application, just make sure you have the following information handy:

Details of your regular income, including government benefits (if applicable)

Personal identification (Australian drivers' licence, Medicare card, or passport)

Your bank account details (bank, account Name, BSB, account number).

How quickly do you approve small online loans?

If you apply during business hours you could be approved the same day.

How fast will I receive the money?

If your loan is approved and you've signed the contract we'll transfer the money to your account instantly.

Are there any hidden fees or charges?

At Sunshine Loans, our terms are simple, and our fees are transparent. There's no catch!

When applying for small cash loans online from $2,050 to $2,500, here's what you can expect to pay:

We charge interest at an Annual Percentage Rate of 48% per annum plus an Establishment Fee of $400.

Our loan repayment terms generally run for a period of 12 to 20 weeks, but you can pay out early at any time with no penalty.

Please note: other fees may apply if you miss a payment or are behind.

What are your minimum requirements for loan approval?

To apply, you'll need to meet the following criteria:

You must be at least 18 years old.
Have a regular take-home income of at least $700 per week or $1400 per fortnight (take home pay). This can be a combination of employment earnings and government benefits, but not government benefits alone.
Additionally, you must be able to comfortably afford the repayments within your current budget.

As part of our commitment to responsible lending, we will not lend to those who might experience financial hardship as a result of using our loan service.

Why Choose Sunshine Loans

We're Australian owned and operated.

We've been helping Aussies secure quick online loans since 1999.

Our online application is simple and secure.

You'll receive your approved funds directly in your bank account, fast.

Our fees are transparent, and our loan terms are simple.

If you pay off your loan early, no penalties apply.

	How long does it take to apply? Applying for quick small loans online with Sunshine Loans takes just minutes. To complete our online loans fast approval application, just make sure you have the following information handy: Details of your regular income, including government benefits (if applicable) Personal identification (Australian drivers' licence, Medicare card, or passport) Your bank account details (bank, account Name, BSB, account number).
How quickly do you approve small online loans? If you apply during business hours you could be approved the same day. How fast will I receive the money? If your loan is approved and you've signed the contract we'll transfer the money to your account instantly. Are there any hidden fees or charges? At Sunshine Loans, our terms are simple, and our fees are transparent. There's no catch! When applying for small cash loans online from $2,050 to $2,500, here's what you can expect to pay: We charge interest at an Annual Percentage Rate of 48% per annum plus an Establishment Fee of $400. Our loan repayment terms generally run for a period of 12 to 20 weeks, but you can pay out early at any time with no penalty. Please note: other fees may apply if you miss a payment or are behind.
	What are your minimum requirements for loan approval? To apply, you'll need to meet the following criteria: You must be at least 18 years old. Have a regular take-home income of at least $700 per week or $1400 per fortnight (take home pay). This can be a combination of employment earnings and government benefits, but not government benefits alone. Additionally, you must be able to comfortably afford the repayments within your current budget. As part of our commitment to responsible lending, we will not lend to those who might experience financial hardship as a result of using our loan service. Why Choose Sunshine Loans We're Australian owned and operated. We've been helping Aussies secure quick online loans since 1999. Our online application is simple and secure. You'll receive your approved funds directly in your bank account, fast. Our fees are transparent, and our loan terms are simple. If you pay off your loan early, no penalties apply.


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Sunshine Loans

Australian Credit Licence Number 390556