Approval on Cash Loans with No Credit Check
Who hasn't been dealt a bad hand or fallen on hard times? We get it. If you've experienced financial hardship and are looking for a fair go, Sunshine Loans is listening.
We've helped hundreds of customers apply for small loans with bad credit. Our team will look at your credit history and, depending on the timing and reason for the mark, we may conclude that you still qualify for a loan.
How do you determine loan approval?
As a responsible lender, we need to be sure you can comfortably afford to pay back your loan. When you apply for a loan with bad credit, we'll look at your bank statements to assess your income and ability to afford the repayments.
When reviewing your loan application, we'll look at your bank statement to assess your income and ability to afford repayments. Even if your credit history isn't perfect, we're often still able to help out with a cash loan.
How quickly can I receive the money?
At Sunshine Loans, you can apply for bad credit loans online to get your money as soon as possible. If your loan is approved and you've signed online before 4:30 PM AEST, we'll deposit the money directly into your bank account that same day (conditions apply).
What You Need to Know
To apply for cash loans with bad credit, you'll need to meet our minimum requirements:
Small Loan Costs and Terms
No sneaky hidden fees or charges around here! Our loan terms are simple, and our fees are transparent. For a small cash loan between $150 – $2,000, here's what you can expect to pay:
Please note: other fees may apply if you miss a payment or are behind.
Why Choose Sunshine Loans
Don't just take our word for it! Here's what recent Sunshine Loans customers have to say: