You probably are, and you don't even know it! In order to simplify our loan process, we've made our criteria for loans simple to understand.
To be eligible for a loan with Sunshine Loans, you'll need to meet a few different criteria.
Our fees are simple, too – we ask for a 20% establishment fee plus a 4% monthly fee, both calculated from the final amount of the loan.
Whether or not you are eligible for a personal loan comes down to a number of factors. To check your eligibility, lenders will take into account the following:
If you're still unsure of your personal loan eligibility, call us today and we'll let you know your options.
Before you apply for a personal loan, we recommend that you have the following information on hand:
At Sunshine Loans, we can offer personal loans of up to $2,000. While other lenders offer more, we think that small loans are a better place to start: they won't overwhelm you with debt, and they're simple to pay off. Our loan costs and other fees are clearly outlined, so you won't be met with any nasty surprises.
Your loan eligibility is determined by a number of factors (as outlined above), but you should also.
For a loan between $150 – $2,000, here's what you can expect to pay.
Really, the question is: why not? We offer a five-minute, paperless application, and can get your funds to you in under 24 hours once we have made you an offer and you signed your contract. You can also apply any time you want online. We also pride ourselves on being responsible lenders: we won't loan money to people if we think they'll only dig themselves further into financial dept.
We are also understanding of and respect every applicant's unique circumstances, meaning we can even offer loans to those with bad credit.
Whatever you may need a loan for, Sunshine Loans can help you out! Call us on (07) 5526 8866 (9:00am to 4:00pm QLD time) to talk to one of our friendly team members, or hop on over to our loan application page and you'll hear back from us shortly.