In order to simplify our loan process, we've made our criteria for loans simple to understand.
To be eligible for a loan with Sunshine Loans, you'll need to meet a few different criteria.
Our loans have a simple cost structure. We charge interest at an Annual Percentage Rate of 48% per annum* plus an Establishment Fee of $400. Other fees may apply.
Whether or not you are eligible for a personal loan comes down to a number of factors. To check your eligibility, lenders will take into account the following:
If you're still unsure of your personal loan eligibility, call us today and we'll let you know your options.
Before you apply for a personal loan, we recommend that you have the following information on hand:
At Sunshine Loans, we can offer personal loans from $2,050 to $2,500. While other lenders offer more, we think that small loans are a better place to start: they won't overwhelm you with debt, and they're simple to pay off. Our loan costs and other fees are clearly outlined, so you won't be met with any nasty surprises.
Your loan eligibility is determined by a number of factors (as outlined above), but you should also.
For a loan between $2,050 and $2,500, here's what you can expect to pay.
Really, the question is: why not? We offer a five-minute, paperless application, and can get your funds to you in under 24 hours once we have made you an offer and you signed your contract. You can also apply any time you want online. We also pride ourselves on being responsible lenders.
We are also understanding of and respect every applicant's unique circumstances, meaning we can even offer loans to those with bad credit.
Whatever you may need a loan for, Sunshine Loans can help you out! Call us on (07) 5526 8866 (9:00am to 4:00pm QLD time) to talk to one of our friendly team members, or hop on over to our loan application page and you'll hear back from us shortly.