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Sunshine Loans

Australian Credit Licence Number 390556

ACN 092 821 960

sunshine loans swing cloud

THE PROCESS

I need a little
top up
Beautifully simple
online application
Cash in
your account = :)

Why thousands choose
Sunshine Loans

  • Australian + family owned & operated since 1999.
  • Simple online application and prompt assessment.
  • No faxes or paperwork: apply and sign online!
  • 100% secure website: 128 bit SSL encryption.
  • Australian Credit Licence Number 390556.


Loan Information (Unsecured Medium Amount Credit Contract)

  • Loan amounts: $2,001 to $2,500
  • Minimum term: 63 days (9 weeks)
  • Maximum term: 182 days (26 weeks)
  • Maximum Annual Percentage Rate (interest): 48% per annum*
  • Establishment Fee: $400
  • Failed payment default fee: $35 (Payable when you fail to make a scheduled payment)
  • There are no other account keeping or other regular fees.

Representative Example
For a $2,050 loan over 26 weeks, repayments would be approximately $106.25 per week, for a total repayment of approximately $2,762.48 (including total interest of $312.48 and the $400 Establishment Fee).

Comparison Rate
*The Comparison Rate is 66.2% p.a., calculated on a $2,500 loan over 2 years.

Note: This comparison and term is prescribed to be used as an example under Australian law (National Consumer Credit Protection Regulations 2010 (Cth) Reg 97). However, Sunshine Loans does not offer medium loans over 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. (Reg 99(4))