How much cash can I borrow?
Sunshine Loans can approve small cash loans up to $2,000. Whether you need $150 or $2,000, we make borrowing small loans fast a stress-free process. Once your loan has been approved and you've signed online before 4:30 PM AEST, we'll deposit the cash directly into your bank account the same day (conditions apply).
How quickly can I receive the money?
Completing our online application form should take you no more than 5 minutes. Once your loan is approved and if you sign online before 4:30 PM AEST, we'll deposit the cash directly into your bank account that same day (conditions apply).
We may not always be able to transfer you the money the same day you get approved, but we'll do everything we can to get the funds into your account as quickly as possible.
What can I use small cash loans for?
Perhaps your car's broken down, you've had an unexpected bill pop up, or you need a little extra cash for a special occasion. Regardless of why you need the money, our small cash loans can cover all kinds of expenses.
We understand that it's not always easy to ask for money from friends and family. You might not be sure how they'll react, or you may need the cash as quickly as possible. Even if you only need to borrow a small amount, getting it right away can make a big difference.
At Sunshine Loans, we pride ourselves on our responsible lending approach. Even though we approve small cash loans extremely quickly, we ensure every applicant satisfies the eligibility and approval criteria.
How do I apply?
We accept applications for small loans online 24/7. If you have access to a phone, tablet or computer, you can apply any time. Completing your online application should only take around 3 minutes.
Just make sure you have the following information handy to complete your application:
Small Cash Loans – Costs and Terms
By applying for a small loan with us, you won't have to worry about hidden fees or charges. We work hard to make sure our terms are simple and our fees are transparent.
Here's what you'll pay for a short-term online loan up to $2,000:
Other fees may apply if you miss a payment or if you fall behind.
Short-Term Loan Minimum Requirements
To get approved for our small cash loans, you'll need to meet the following minimum requirements:
Why Choose Sunshine Loans
Don't just take our word for it! Here's what recent Sunshine Loans customers have to say:
Apply online for a small loan
If you're looking for a fast cash loan, without the paperwork and tedious application process, you've come to the best place.
Sunshine Loans works hard to make borrowing small loans of up to $2,000 quick and simple.
Apply online 24/7 in 3 minutes or less, and once approved and signed, we'll deposit the money into your bank account the same day (weekdays only).
No hidden fees or charges, and you can pay off your loan at any time – without penalty!