Small Cash Loans

How much cash can I borrow?

Sunshine Loans can approve small cash loans from $2,050 to $2,500. We make borrowing small loans fast a stress-free process.

How quickly can I receive the money?

Completing our online application form should take you minutes. Once your loan is approved and if you sign the contract, the funds will be transferred to your account instantly.

What can I use small cash loans for?

Perhaps your car's broken down, you've had an unexpected bill pop up, or you need a little extra cash for a special occasion. Our small cash loans can cover all kinds of occasions and if you need the cash as quickly as possible. Even if you only need to borrow a small amount, getting it right away can make a big difference.

At Sunshine Loans, we pride ourselves on our responsible lending approach. Even though we approve small cash loans extremely quickly, we ensure every applicant satisfies the eligibility and approval criteria.

How do I apply?

We accept applications for small loans online 24/7. If you have access to a phone, tablet or computer, you can apply any time. Completing your online application should only take minutes.

Just make sure you have the following information handy to complete your application:

Details of your regular income, including government benefits (if applicable)

Personal identification (Australian drivers' licence, Medicare card, or passport)

Your bank account details (bank, ccount name, BSB, account number).

Small Cash Loans – Costs and Terms

By applying for a small loan with us, you won't have to worry about hidden fees or charges. We work hard to make sure our terms are simple and our fees are transparent.

Loans from $2,050 to $2,500

We charge interest at a maximum Annual Percentage Rate of 48% per annum* plus an Establishment Fee of $400.There are no other account keeping or other regular monthly fees.The minimum term is 63 days and the maximum term is 140 daysFor example, a $2050 loan over 20 weeks will have payments of $134.51 and a total repayment of $2,690.17. This is an example only and other charges or fees may apply.*The Comparison Rate for a loan of $2,500 over two years is 66.20%.Note: Sunshine does not offer medium loans over 2 years.WARNING: This comparison rate applies only to the example or examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates.

Other fees may apply if you miss a payment or if you fall behind.

Short-Term Loan Minimum Requirements

To get approved for our small cash loans, you'll need to meet the following minimum requirements:

You must be at least 18 years old

You must have a regular income of at least $700 a week ($1400 a fortnight). Regular income can come from employment and government benefits (e.g. Centrelink). It cannot come from Centrelink or a pension only.

Why Choose Sunshine Loans

We're Australian owned and operated.

We've been helping Aussies secure small loans since 1999.

We offer a simple and secure online application.

You'll receive approved and contract signed, funds paid directly into your bank account, instantly.

Our fees are transparent, and our loan terms are simple.

There's no penalty if you pay off your loan early.

Apply online for a small loan

If you're looking for a fast cash loan, you've come to the best place.

Sunshine Loans works hard to make borrowing small loans from $2,050 to $2,500 quick and simple.

Apply online 24/7, once approved and contract signed, we'll deposit the money into your bank account instantly.

No hidden fees or charges, and you can pay off your loan at any time – without penalty!

How much cash can I borrow? Sunshine Loans can approve small cash loans from $2,050 to $2,500. We make borrowing small loans fast a stress-free process. How quickly can I receive the money? Completing our online application form should take you minutes. Once your loan is approved and if you sign the contract, the funds will be transferred to your account instantly. What can I use small cash loans for? Perhaps your car's broken down, you've had an unexpected bill pop up, or you need a little extra cash for a special occasion. Our small cash loans can cover all kinds of occasions and if you need the cash as quickly as possible. Even if you only need to borrow a small amount, getting it right away can make a big difference. At Sunshine Loans, we pride ourselves on our responsible lending approach. Even though we approve small cash loans extremely quickly, we ensure every applicant satisfies the eligibility and approval criteria.
	How do I apply? We accept applications for small loans online 24/7. If you have access to a phone, tablet or computer, you can apply any time. Completing your online application should only take minutes. Just make sure you have the following information handy to complete your application: Details of your regular income, including government benefits (if applicable) Personal identification (Australian drivers' licence, Medicare card, or passport) Your bank account details (bank, ccount name, BSB, account number). Small Cash Loans – Costs and Terms By applying for a small loan with us, you won't have to worry about hidden fees or charges. We work hard to make sure our terms are simple and our fees are transparent. Loans from $2,050 to $2,500 We charge interest at a maximum Annual Percentage Rate of 48% per annum* plus an Establishment Fee of $400.There are no other account keeping or other regular monthly fees.The minimum term is 63 days and the maximum term is 140 daysFor example, a $2050 loan over 20 weeks will have payments of $134.51 and a total repayment of $2,690.17. This is an example only and other charges or fees may apply.*The Comparison Rate for a loan of $2,500 over two years is 66.20%.Note: Sunshine does not offer medium loans over 2 years.WARNING: This comparison rate applies only to the example or examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Other fees may apply if you miss a payment or if you fall behind.
Short-Term Loan Minimum Requirements To get approved for our small cash loans, you'll need to meet the following minimum requirements: You must be at least 18 years old You must have a regular income of at least $700 a week ($1400 a fortnight). Regular income can come from employment and government benefits (e.g. Centrelink). It cannot come from Centrelink or a pension only.
	Why Choose Sunshine Loans We're Australian owned and operated. We've been helping Aussies secure small loans since 1999. We offer a simple and secure online application. You'll receive approved and contract signed, funds paid directly into your bank account, instantly. Our fees are transparent, and our loan terms are simple. There's no penalty if you pay off your loan early.
	Apply online for a small loan If you're looking for a fast cash loan, you've come to the best place. Sunshine Loans works hard to make borrowing small loans from $2,050 to $2,500 quick and simple. Apply online 24/7, once approved and contract signed, we'll deposit the money into your bank account instantly. No hidden fees or charges, and you can pay off your loan at any time – without penalty!
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Sunshine Loans

Australian Credit Licence Number 390556