What is a short term loan
A short term loan is a small cash loan that, you guessed it, has a short term loan period of usually less than a year.
For example, Sunshine Loans offers short term loans from $2,050 to $2,500 and our loan repayment terms generally run for a 9 to 16 week period.
You can apply online for a short term cash loan with us, which often comes in handy when unexpected expenses arise, and you need a small cash loan quickly.
What are the benefits of a short term loan?
Short term loans offer the flexibility of a small cash boost when you need it the most, along with the freedom to pay off early without being locked in to long loan terms.
A short term loan with Sunshine Loans has the following benefits:
How long does approval take on a short term loan?
Sunshine Loans has some of the fastest loan approval times in the industry. If you complete our application online during normal business hours, we'll get back to you on the same day.
What is a responsible lender?
A responsible lender will assess your loan application and carry out the necessary due diligence to make sure you can comfortably afford repayments on a short term loan.
At Sunshine Loans, we believe in a fair go. So while we may carry out a credit check as part of our financial assessment, if you have bad credit, don't worry! We may still be able to help you depending on your circumstances.
When reviewing your loan application we'll look at your bank statement to assess your income and make sure you can comfortably afford repayments.
What information do I need to apply?
We accept applications 24 hours a day, 7 days a week – and it'll take you less than 3 minutes to apply. Just make sure you have the following information handy:
Short Term Loan Costs and Terms
At Sunshine Loans , we'll never have hidden fees or charges. We work hard to make sure our terms are simple and our fees are transparent.
On a short term online loan of up to $2,500, here's what you'll pay.
Note: Additional fees may apply, if you miss a payment or are behind.
Short Term Loan Minimum Requirements
To receive a short term loan with us, you'll need to meet our minimum requirements:
Why thousands choose Sunshine Loans
Apply for a short term loan today
If you're looking for fast short term loan, with no hidden fees and charges – you've come to the right place! We've helped thousands of Australians secure a short term loan that's right for them.
Sunshine Loans has lighting fast approvals on small cash loans of up to $2,500.
Apply online in 3 minutes or less with our simple and secure application form and once approved, we'll deposit up to $2,500 directly into your bank account, instantly!
No annoying paperwork, zero hidden charges, and you can pay off your loan at any time – without penalty!