No loan is ever guaranteed, and at Sunshine Loans we are a responsible lender. We take into consideration all mitigating circumstances before we issue an approval for any loan.
Who hasn’t fallen on hard times? We get it. If you’ve previously experienced financial problems and are looking for a fair go, at Sunshine Loans, we’re listening. We’ll look at your credit history and depending on the timing and reason for the mark, we may conclude that we can still help.
As a responsible lender, we need to be sure that you can comfortably afford repayments. When reviewing your loan application, we’ll look at your bank statement to assess your income and ability to afford repayments.
Although we reserve the right to carry out a credit check to approve one of our fast cash loans, we’ll also consider your income and whether we’re still able to help you. We’ve approved hundreds of loans to applicants with a default or mark on their credit history – we know that every case is different.
We deposit the loan money directly into your bank account the same day, so long as your loan is approved and you’ve signed online before 4:30 PM AEST.
To receive an online loan of up to $2,000 with us, you’ll need to meet our minimum requirements:
No sneaky hidden fees or charges around here! Our loan terms are simple and our fees are transparent. On small cash loans of between $150 – $2,000, here’s what you can expect to pay.
If you’re looking for a quick and simple cash loan of between $150 – $2,000 – you’ve come to the right place. Sunshine Loans has been helping Australians secure a no fuss small loan since 1999. Whether you’ve run into spot of trouble or have an unexpected expense, if you need cash quickly, Sunshine Loans can help. Pay off your loan any time, without penalty. No paperwork, no hidden fees or charges, and same day payments. Apply online 24/7!