Loan for Renovations

Does your home need a little sprucing up?

Maybe the walls need a new coat of paint, the carpet needs replacing, or you've been eyeing off some new stone benchtops for the kitchen, Sunshine Loans is here to help. We offer fast, small loans for renovations from $2,050 to $2,500.

Borrowing Money for Renovations

Our loans for home renovations are a great idea for smaller renovations that add instant value to your home and comfort to your life.

How much can I borrow?

At Sunshine Loans, you can borrow from $2,050 to $2,500 to put toward your home renovations. 

Loan Eligibility

We have a brief list of criteria you'll need to meet if you're applying for a bond loan. Firstly, you'll need to be at least 18 years of age. You'll also need to earn at least $600 a week ($1200 a fortnight) take-home pay. You can combine your income with government benefits if necessary. Lastly, you'll need be able to prove to us that you can repay the loan comfortably and without compromising your financial situation. If your only income comes from Centrelink or pension payments, we unfortunately cannot offer you a loan.

And yes – we consider home improvement loans with bad credit, too!

How to Get a Loan for Home Renovations

Ask and we shall provide! Simply fill out our online application form.

Why choose Sunshine Loans?

We do express loans from $2,050 to $2,500.

At Sunshine Loans, we like to think of ourselves as the rainy day experts – because we know that sometimes in life, when it rains, it pours. We understand that sometimes you need a little extra help financially and that not everybody has emergency savings on hand. 

But perhaps best of all, once approved and the contract signed, we can get money into your account instantly. So you can get those shiny new faucets sooner rather than later!

Apply for a Home Renovation Loan

Have you decided that a loan for renovation is right for you? Simply use our handy online (and paperless!) application form.


How long does it take to receive approval?

We can normally approve your loan for your home renovations on the day you apply, providing that you apply during normal business hours. This means that you'll receive your money the day you apply for your loan. Just keep in mind that sometimes banking processes can take some time, so you may get your money the day after approval.

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