Loan for Renovations

Borrowing Money for Renovations

Our loans for home renovations are a great idea for smaller renovations that add instant value to your home and comfort to your life.

How much can I borrow?

At Sunshine Loans, you can borrow from $2,050 to $2,500 to put toward your home renovations. 

Loan Eligibility

To apply, you'll need to meet the following criteria:

You must be at least 18 years old.

Have a regular take-home income of at least $700 per week or $1400 per fortnight (take home pay). This can be a combination of employment earnings and government benefits, but not government benefits alone.

Additionally, you must be able to comfortably afford the repayments within your current budget. 

As part of our commitment to responsible lending, we will not lend to those who might experience financial hardship as a result of using our loan service.

And yes – we consider home improvement loans with bad credit, too!

How to Get a Loan for Home Renovations

Ask and we shall provide! Simply fill out our online application form.

Why choose Sunshine Loans?

We do express loans from $2,050 to $2,500.

At Sunshine Loans, we like to think of ourselves as the rainy day experts – because we know that sometimes in life, when it rains, it pours. We understand that sometimes you need a little extra help financially and that not everybody has emergency savings on hand. 

But perhaps best of all, once approved and the contract signed, we can get money into your account instantly. So you can get those shiny new faucets sooner rather than later!

Apply for a Home Renovation Loan

Have you decided that a loan for renovation is right for you? Simply use our handy online (and paperless!) application form.

FAQs

How long does it take to receive approval?

We can normally approve your loan for your home renovations on the day you apply, providing that you apply during normal business hours. This means that you'll receive your money the day you apply for your loan. Just keep in mind that sometimes banking processes can take some time, so you may get your money the day after approval.