Loans for Low Income

Sometimes in life, when it rains, it pours.


If you are a low income earner, chances are you won't have a rainy day fund or money put aside for emergencies. And that's okay! We can help you out, with loans for low income earners from $2,050 to $2,500 to help you get back on track.



What is a low income loan?


A low income earner is usually defined by having a lower than median income. If you fall into this group, then you are usually able to access government benefits of some sort, and you can apply for a short-term low income loan from $2,050 to $2,500 with us here at Sunshine Loans.


Bad Credit Low Income Loans


Not every lender approves low income loans for bad credit, but at Sunshine Loans, we understand that your past doesn't always define your future. That's why we can approve bad credit low income loans for many applicants.


Low Income Loans 


You just need to show us that you are earning $600 a week ($1200 a fortnight), even if a portion of that comes from Centrelink.


Low Income Loans Online


Not keen on the piles of paperwork banks require you to fill out before being approved for a loan? Apply for a low income loan online with Sunshine Loans, and skip all the hassle with our fast, paperless application process.


How much can I borrow?


At Sunshine Loans, you can borrow from $2,050 to $2,500 in the form of a short-term loan. Please see our FAQ's for more information.


Costs and Eligibility


The cost of our loans for low income earners are outlined on our loan costs page. 


How to Get a Loan on Low Income


You can get a loan on a low income easily through Sunshine Loans. We generally offer repayment periods of 16 weeks, a fast turnaround time, and easy-to-navigate fees. Just show us that you can comfortably repay the loan, and we'll be happy to help you out.



Apply for a Loan on Low Income


Simply apply online and once you are approved the funds will be deposited instantly.


Why choose Sunshine Loans?


We do fast loans from $2,050 to $2,500 – even if you're a low income earner.


We call ourselves the rainy day experts – because we know that sometimes in life, when it rains, it pours. Whether you need some extra cash while you're looking for a better-paying job, or need to quickly pay for unexpected bills, we offer quick loans for low income earners with no hidden fees.



FAQs



How long does it take to receive approval?


If you apply within usual business hours, we can potentially approve your loan and have money in your account in the same day! 



Do you carry out credit checks?


As part of our responsible lending practices, we assess your capacity to pay back the loan. We can assess your capacity from your bank statement and generally do not need to do a credit check.


Apply FAQs