What is a fast cash loan?
When you need money fast, apply for a fast cash loan. It's a form of small loan that can be accessed quickly, making it useful for emergencies such as vehicle repairs or surprise bills.
Whatever you might need a fast cash loan for, it works the same as any other type of small loan; you take out a determined amount of money, and pay it back in intervals over the life of the loan. At Sunshine Loans, our fast cash loans generally run for 9 to 16 weeks.
Fast Cash Loans for Bad Credit
At Sunshine Loans, we understand that your financial past doesn't always determine your borrowing and spending habits today. When you apply for a quick loan with us, we assess your situation and if we determine that you have the ability to repay the loan, we will work with you. Fast loans for bad credit aren't impossible!
Fast Cash Loans for Unemployed
Even if you're unemployed, we can still help you out with a fast cash loan - if you are able to show us a weekly income of $600 a week ($1200 a fortnight). This can be a combination of government benefits and wages. As a responsible lender, Sunshine Loans assesses each individual's unique circumstances in order to determine whether a loan is right for them.
Fast Cash Loans for Centrelink Customers
If you're currently receiving benefits, we may still be able to assist you. We can grant quick cash loans for Centrelink customers if you are able to show us that you are earning a minimum of $600 a week ($1200 a fortnight) in both Centrelink benefits and wages.
Fast Loans for Pensioners
It can be difficult for pensioners to attain loans from banks due to a number of factors. If you are a pensioner but have income from investments or similar circumstances, we can help you out with a fast loan for pensioners.
How much can I borrow?
We provide fast loans of up to $2,000 when you need it most. We can help you out on rainy days whether you need cash for car repairs, course fees, air fares or money for a removalist. Whatever you need, we can help you.
Fast Cash loan Costs and Eligibility
Our fast cash loans come with simple, flat fees that won't trip you up and nothing extra hidden in the fine print. When you take out a loan with us, we ask for an establishment fee of 20% of the amount borrowed, plus a monthly loan fee of 4% of the amount borrowed.
Apply for a Fast Cash Loan
Why Sunshine Loans?
We do express loans from $150 to $2,000.
We call ourselves the rainy day experts - because we know that sometimes in life, when it rains, it pours. We understand that sometimes you need a little extra help financially and that not everybody has emergency savings available to them, but we don't take advantage of the situation either.
We are committed to responsible lending practices, and we have a swift, paperless/faxless application process that should take you 5 minutes (tops!) to fill out.
Best of all, we can get money into your account on the same day you apply. That's why they're called fast loans after all!
How long does it take to receive approval?
We almost always approve our fast cash loans on the day you apply, providing that you apply during normal business hours. This means that you may receive your money the day you apply for your loan, but sometimes banking processes mean that you'll see your money the next day.
Do you carry out credit checks?
As responsible lenders, we do assess your credit score when you apply for a loan with us. But don't worry - a bad score doesn't always equal a rejected loan. With this in mind, you can be assured that we assess every individual's unique situation - even when it comes to fast loans for bad credit.