Emergency Cash Loans

What can I use the emergency cash loan for?

We've helped thousands of Australians who have found themselves in an unexpected pickle obtain a small cash loan from $2,050 to $2,500.

What's more, we have some of the fastest loan approval times in the industry. So as long as you're approved and you have signed the contract, your money will be deposited into your account instantly.

An emergency cash loan can be used for a wide range of purposes including:

• Medical fees
• Vet bills
• Rental bond or deposit
  
• Car or vehicle repairs
• Travel and accommodation
• Holiday expenses
• School or education fees
• Car rego bill
• Home repairs
• Moving costs
• Funeral costs

How long do I have to pay back the loan?

Our loan repayment terms generally run for a period of 12 to 20 weeks, but you can pay out early at any time.

When can I apply?

You can apply online 24/7, and it should only take minutes to complete your application – yep, it's quick!

Just make sure you have the following information handy:

• Details of your regular income, including government benefits (if applicable)


• Personal identification (Australian Drivers Licence, Medicare Card, or Passport)


• Your bank account details (Bank, Account Name, BSB, Account Number)

Why thousands choose Sunshine Loans

• We're Australian owned and operated.


• Helping Aussies secure small loans since 1999.


• Simple and secure online application.


• Receive approved funds directly into your bank account, fast.


• Our fees are transparent and our loan terms are simple.


• And if you pay off your loan early, great! There's no penalty!

Here's what you should know.

To receive a small loan with us, you'll need to meet our minimum requirements:

• You must be at least 18 years old


• You must have a regular income of at least $700 a week ($1400 a fortnight)


• Regular income can come from employment and government benefits (e.g. Centrelink). This income cannot be from Centrelink or Pension only.

Apply for a quick emergency loan online

We understand that when unexpected circumstances arise, you need help quickly. We've been helping Australians secure small emergency loans since 1999.

So if you're looking for a fast and no fuss small loan to help you on your way, Sunshine Loans is here.

We approve loans online, fast, once approved and contract signed we'll deposit the money into your account instantly.

Get an emergency cash loan from $2,050 to $2,500 quickly. No hidden fees and charges, and you can pay off your loan early – without penalty!