Bond Loans

Anyone who has rented an apartment or house knows how competitive the rental scene can be. You'll often need to supply the bond (usually 4 weeks' worth of rent) as a form of down payment – and fast, too, because chances are there are five other people who want that same apartment!

But not all of us have that cash lying around, and a bond loan is your next best bet in securing the rental property of your dreams. At Sunshine Loans, we can help you with a loan from $2,050 to $2,500.

What Is A Bond Loan?

A rental bond loan is a loan to cover the rental bond required when you move into a privately rented property. 

If you apply for a bond loan through Sunshine Loans we can help you secure your chosen property faster. 

How Much Can I Borrow?

Our bond loans are from $2,050 to $2,500. Simply apply online, once approved and the contract is signed, the funds will be transferred into your bank account instantly.

How Do I Apply?

The fastest way to secure funds for a bond is via our online application form. It should only take minutes to fill out, if it's approved and the contract is signed, you can expect money in your account insantly.

We accept applications 24 hours a day, 7 days a week. Make sure you also have handy the details of your income, some personal identification (such as an Australian driver's licence), and your nominated bank account details.


Am I eligible?

We have a brief list of criteria you'll need to meet if you're applying for a bond loan. Firstly, you'll need to be at least 18 years of age. You'll also need to earn at least $600 a week ($1200 a fortnight) take-home pay. You can combine your income with government benefits if necessary. Lastly, you'll need be able to prove to us that you can repay the loan comfortably and without compromising your financial situation.

If your only income comes from Centrelink or pension payments, we unfortunately cannot offer you a loan.

How long does the process take?

Our online application process takes just minutes.

How long does it take to get approved?

If you apply for a bond loan during business hours (9:00am to 4:00pm QLD time), our assessment team will get back to you ASAP. Once approved and the contract is signed the funds will be transferred to your bank account instantly.

How much does it cost to get a loan?

We break down all the costs and fees on our loan costs page, with a little more information on fees to be found here.

Why choose Sunshine Loans?

We're a considerate and responsible lender that has been helping Aussies move into their new homes for years. Whether you need a bond loan or just some spare cash to help you with the cost of your move, we can help you secure a small personal loan from $2,050 to $2,500. And because we know that bond down payments can be time-sensitive, we provide a fast turnaround time and a quick online application process. But best of all, there's no time-consuming paperwork, in most cases you will receive your money on the day you apply, and there are no hidden fees.

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