$1000 Loans

Borrow $1000

Need to borrow $1,000? With Sunshine Loans, it's quick and simple. Perfect for covering you for emergencies, our small loans will give you the financial support you need to get back on your feet.

$1000 Loan With Bad Credit

Just because you've had a rough run with money in the past, it doesn't mean you'll make the same mistake again. We consider each applicant's unique situation before we make a final decision as to whether we can offer you a $1,000 loan on bad credit.

$1000 Loan No Credit Check

We may carry out credit checks when you request to borrow $1,000. A $1,000 loan with no credit check from any lender is a warning sign that they may not be a reputable lender. At Sunshine Loans, we pride ourselves on lending responsibly, while also understanding that a small personal loan may be required for emergencies by our borrowers.

What You Need to Know

In order to apply for a personal $1,000 loan with Sunshine Loans, there's a few requirements you'll need to meet. These are:

• You must be aged 18 years or older.
• You should receive $300 a week take home pay. This income can come from a part-time or full-time job and government benefits (e.g. Centrelink), but cannot solely come from government benefits.
• You should be able to satisfy us that you will be able to repay the loan comfortably, without adding any extra financial burden on yourself.

We accept and process our $1,000 loan applications online, 24/7. You can apply online, or over the phone if you wish to speak to one of our friendly staff members.

Fees & Charges

At Sunshine Loans, we are proud of our transparent fees and loan costs, which are clearly outlined in easy to understand terms. After all, we're here to help! Here's what you can expect to pay for our $1,000 personal loans.

• An establishment fee of 20% of the amount borrowed.
• Monthly loan fee is 4% of the amount borrowed.
• Our loan repayment terms generally run for a period of 9 weeks, but you can pay out early at any time – without penalty.

Why Choose Sunshine Loans?

If you require a $1,000 loan, consider Sunshine Loans! We've been bringing sunshine into the lives of everyday Aussies for years, helping thousands to become financially comfortable once again. We pride ourselves on our easy to understand application process (which is fast and paperless, and can be filled out 24/7 by the way), and consider ourselves responsible lenders.

We are also understanding of and respect every applicant's unique circumstances, meaning we can even offer $1,000 loans to bad credit holders.

Apply For A $1,000 Loan

Need a $1,000 loan in a hurry for an emergency? Apply with Sunshine Loans today! Call us on (07) 5526 8866 (9:00am to 4:00pm QLD time) to talk to one of our friendly team members, or hop on over to our loan application page and apply from the comfort of your own home.