Below you find the most frequently asked questions about our short-term loans.
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We lend money for almost anything. Bond & Rent, Cars, Bikes, Boats, Consolidation, Medical, Household Goods, Vehicle Repairs, Holidays, the list goes on - just ask us!
Yes we do lend money to self employed people for business or personal use. Tools, Tax, Equipment etc.
Simply fill out the short term loan application and it will be assessed by one of our many assessment crew. Apply here
If you miss or we agree to defer a scheduled payment for you, you will incur fees.
As long as your loan is approved and signed during normal business hours, the funds will be in your bank account on the same day during normal business hours.
Generally we set up a direct debit system for you, but you can also make manual payments with a debit card, by BPay, internet bank transfer, or by walking into a bank and depositing the payments that way.
We accept online application 24 hours a day, 7 days a week.
Absolutely, you can pay as much as you like as often as you like without penalties.
You must be at least 18 years old. You must be earning at least $300/week (take home pay).
This income can be from a combination of Wages and Centrelink/Pension but your income cannot be from Centrelink/Pension only.
You must be able to satisfy us that you can comfortably afford the repayments on the new loan.
No, you do not need security to get a loan with us.
Loans will generally run for a period of 9 weeks but you can pay out early at any time.
Please refer to the loan costs page for a full explanation of loan charges and fees
You need to be earning a minimum of $300/week (take home pay). This income can be from a combination of Wages and Centrelink/Pension but your income cannot be from Centrelink/Pension only.
Sorry, under the current legislation you must pay out your existing loans first. But you can apply again immediately after you paid out your existig loan.
Our normal office hours are: Monday to Friday 8:30am til 4:30pm (QLD time), but you can apply online 24/7!
Please email us and we will use every avenue to ensure we help you with your enquiry. If you are still not happy you can contact the CIO.
Please contact us immediately via Customer Support so we can discuss the matter. We require 2 business days notice to consider the rescheduling or adjustment of a payment.